AVP/VP, Credit Approver - Commercial Credit Department
MIDAS ASSOCIATES LIMITEDCentralUpdate time: December 6,2019
Job Description
Our client, a reputable bank is looking for a high caliber to join the bank.
Responsibilities:
- Verify and check the SMEs and commercial credit applications or review/approve with the designated credit authority.
- Perform credit analysis and provide support for higher level approvals.
- Identify and highlight exceptions against the Bank’s Lending Policy and standard terms and conditions being offered to borrowing clients.
- Provide recommendations to senior management when higher level of approval authority is required.
- Provide advice to business units in structuring complex transactions and preparing credit proposals.
- Be an industry expert on an assigned industry to provide the bank regular updates.
Requirements:
- University graduate in Finance, Economics, Risk Management or related disciplines.
- CFA, Accountant and/or FRM is a plus.
- 7 years’ solid experience of corporate, commercial and/or SME in credit and/or RM.
- Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products.
- In-depth knowledge of accounting principles, financial statement analysis and credit administration.
- Good understanding in key market and industry dynamics.
- Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua.
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