AVP/VP, Credit Approver - Commercial Credit Department
MIDAS ASSOCIATES LIMITEDCentralUpdate time: December 6,2019
Job Description

Our client, a reputable bank is looking for a high caliber to join the bank.

 

Responsibilities: 

  • Verify and check the SMEs and commercial credit applications or review/approve with the designated credit authority.
  • Perform credit analysis and provide support for higher level approvals.
  • Identify and highlight exceptions against the Bank’s Lending Policy and standard terms and conditions being offered to borrowing clients.
  • Provide recommendations to senior management when higher level of approval authority is required.
  • Provide advice to business units in structuring complex transactions and preparing credit proposals.
  • Be an industry expert on an assigned industry to provide the bank regular updates.

 

 Requirements: 

  • University graduate in Finance, Economics, Risk Management or related disciplines.
  • CFA, Accountant and/or FRM is a plus.
  • 7 years’ solid experience of corporate, commercial and/or SME in credit and/or RM.
  • Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products.
  • In-depth knowledge of accounting principles, financial statement analysis and credit administration.
  • Good understanding in key market and industry dynamics.
  • Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua.

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