【应届生】China-Africa Graduate Program: Chinese Corporate Relations..
法国兴业银行(中国)有限公司ChinaUpdate time: May 12,2019
Job Description
职责描述:
Coverage:
  • Manage the portfolio of Chinese Corporate clients;
  • Develop new quality corporate relationships;
  • Quality credit growth & management for existing and new relationships;
  • Deposits mobilization from existing and new relationships;
  • Operations Management & Permanent supervision;
  • Income generation (fees & interest income) and cost control;
  • Personal organization and initiative for business growth;
  • Cross sell products/services and develop and leverage synergies with SG Group for Chinese corporate;
  • Local industry/Chinese sector/ market study.

Sales and Business Development
  • Proactively grow net credit portfolio in line with agreed targets;
  • Win new corporate business, supervise account opening and appropriate coding in banking tools;
  • Proactively promote Societe Generale range of products/services to new and existing customers;
  • Increase fee income from corporate customers through efficient negotiation & selling practices;
  • Visit customers/prospects, preparing and circulating call reports;
  • Quality service delivery and professionalism to achieve high business/client retention;
  • Regular market analysis for strategy development and product and service positioning;
  • Prepare annual budget and actions plan to achieve targets;
  • Prepare and submit Monthly Performance Report and Analysis on portfolio.

Transaction Management
  • Prepare financials & business analysis in line with standards/procedures, and submit credit memoranda through Risk/Credit Committee for approval;
  • Manage proactively, post approval documentation to avoid delays and facilitate early drawing on approved limits (these will include, offer letters/facility agreements/pre-conditions/post-conditions etc.);
  • Identify all operational problems associated with corporate customers’ and liaise with appropriate units/dept in the Bank for efficient and timely resolution and revert to customers.

Risk Management
  • Ensure good credit quality through timely renewal, re-negotiation/recovery, restructuring of delinquent files or timely transfer to pre/recovery to avoid increased provisioning;
  • Monitor market and account portfolio on a regular basis to ensure material adverse developments are identified and resolved in a timely manner;
  • Internalize the bank’s processes and procedures on operational risks, BCP, KYC & AML and Permanent Supervision in your team and day to day activities (exceptions arising from these functional areas must be kept to a minimum and where they arise must be dealt with on time).

Personal Development and Teamwork
  • To take steps to keep abreast with developments in the market through study and/or commercial/market monitoring; significant development to be shared with the team;
  • Support and promote team work within your team and other functional areas; must be ready to provide cover for team members as and when required;
  • Be passionate about the personal development of other team members using performance management and coaching techniques.

Functional Relationship
  • Internal: Supervision team in Paris, SG China Coverage Team, Trade Department, Corporate Department, Branch Managers, Credit, Treasury, Risk, Legal, Marketing, SME, Structured Finance, etc;
  • External: Chinese Corporate clients, Chinese Embassies, Chinese Chambers of Commerce, Chinese Business Clubs, other Banks etc.

任职要求:
1. Minimum Bachelor Degree
2. Fresh Graduate or with a 1st working experience (experience in Corporate banking relationship would be a plus)
  • Financial/Credit Analysis & Report Writing
  • Organizational abilities and time management
  • Relationship and problem solving skills
  • Marketing and Presentation/Communication skills.
  • Negotiation skills
  • Relationship management & good Interpersonal skills
  • Team Work
  • Chinese Mandarin as mother language
  • Fluent in English language
  • French or Portuguese would be a plus
3. Word, Excel, PowerPoint
4. Travel required

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