Position: Credit Administration Clerk


Report to: Head of Credit Administration


Job Summary:

To be responsible for assist Credit Administration Officer in ensuring that granting of customer credit facility is duly approved by Head Office, all documentation (collateral, signing of facility agreement letter, etc.) are in order before loan disbursement or conducting of trade activities. All related documentations are in accordance with the Policy established and implemented by the Bank. Ensure all activities of the business unit are carried out in compliance with policies, rules and regulations of CBRC/ PBOC/ SAFE, relevant government authorities, Head Office and the Branch.


Responsibilities:

• To prepare agreement by ensuring it is signed and stamped and all documents required are fulfilled, also submit prepared draft agreement for respective parties (Marketing, Operations, customer) review/comment

• To register collateral (mortgage) complied with regulatory and bank’s policy, safely keep all legal documents under dual control system, monitor expiry date of collateral/guarantee, and perform evaluation to ensure that their value is not less than facility extended

• To perform transactions update to comply with regulators’ requirement

• To prepare relevant reports for Head Office / PBOC and provide documentation for report preparation, file documents and reports properly

• To assist customers in all their queries on Bank’s product and seek solution to their requests

• To maintain a high standard on accuracy and completeness of data processing to minimize operational and legal risk

• To perform other tasks as assigned by Head of Credit Administration/ Operations Section Chief

Job Specifications:

Technical Knowledge

• Bachelor’s degree in Laws/ Accounting / Finance or related field

Skills

• Computer literacy

• Basic English language skill

• Customer oriented and analytical skill

Work location: the Bund (外滩)