Job Description Summary

Job Description

Credit Analyst is responsible for the overall monitoring of the financial risk to BD.

Degree Of Accountability:

• Responsible for the resolution of all credit issues that may pose a financial risk to BD

Financial Impact: High

• Monitoring of over $3.5billion annual sales across 5,000 accounts

Responsibilities:

• To analyze financial statements, credit references, and 3rd party credit reports in order to assess credit worthiness and recommend appropriate credit limits for new and existing customers
• To review suspended/blocked orders for marginal/high risk accounts in which credit decisions are made
• To direct, facilitate, and influence without authority the credit & collection department to take appropriate action on payment issues when necessary
• Provide guidance and training within the department when initiatives are developed and implemented to ensure the team is working together towards achieving their goals
• Responsible for continuous improvement activities by developing and implementing efficiencies within the department that will add value to the process. Participate and facilitate lean initiatives such as shift start up meetings
• Interact with external customers, business controllers, distributor relations, sales force, customer service and related transactional groups in order to accomplish the tasks 

• The ability to resolve complex credit issues independently and handle the most sensitive issues with both internal and external customers

• To understand and have a strong knowledge of department policies and procedures as they pertain to the job function.

• Accountable for the achievement of key strategic goals

Supervision received: Minimal

Supervision exercised: Moderate

Preferred:

• 3-5 years experience in commercial credit function
• Direct experience with SAP

• Strong Microsoft excel skills

• Experience working in a regional shared service center

Required:

• Bachelors Degree (preferred in Accounting and/or finance)
• 1-3 years experience in credit and collections related functions
• Analysis of financial statements & 3rd party reports
• Familiarity with ERP system
• Strong analytical/problem solving skills

• Superior customer service skills

• Solid communication and interpersonal skills

• Working knowledge of Microsoft Office - must be highly proficient in Excel

Other relevant skills:

• Must have the ability to work independently and in a team environment, multitask, set own priorities, and adapt to a changing environment.

#LI-GA

Primary Work Location

USA TX - San Antonio

Additional Locations

Work Shift