Head of Customer Propositions - Hang Seng Bank (HK)
HSBCMong Kok, KowloonUpdate time: March 30,2019
Job Description
A Career with Hang Seng Bank
Hang Seng is committed to service excellence. Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services. We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.
Hang Seng's Customer Value Management is vital in maintaining the Bank's position as a provider of customer-centric solutions for Retail Banking and Wealth Management. The team collaborates with Product, Channel and Function teams to develop differentiated segment propositions and strategy, and provide relevant products and services to customers, in respond to their needs and appetites for an enhanced customer experience.
Head of Customer Propositions
Customer Value Management

We are currently seeking a high caliber professional to join our department as Head of Customer Propositions.

Principal responsibilities
  • Oversee the Customer Propositions department in developing and driving differentiated customer propositions for various customer segments including Prestige, Preferred, Green Banking, High Net Worth and Mainlanders
  • Partner with businesses to grow the customer base through adopting optimal acquisition, upgrade and anti-attrition strategy
  • Collaborate with different business units to drive marketing programs to enhance the product penetration and profitability of different segments
  • Liaise with related departments, channels and branches to ensure the propositions are properly delivered to customers, both on sales and services
  • Continuously develop innovative ways to achieve synergy across different segments and develop programs that can achieve multiple business objectives to maximize the cost-effectiveness and returns of investments while maintaining the budget in control
  • Manage the Total Relationship Balance Policy and the fee & charges policy
  • Ensure that all relevant control measures are undertaken to minimize the risk exposure of the Bank

Qualifications

  • University graduate with a minimum of 15 years working experience in driving customer value propositions
  • Experience in leading a team and managing good relationship with internal / external stakeholders.
  • Proven ability to drive a diverse group for achieving an aggressive targets
  • Good understanding of the Bank’s differentiated value propositions against the competitors’ acquisition or segmentation strategies
  • Demonstrate the awareness of operational risk, internal control and compliance policy of the Bank and HSBC Group
  • Excellent communication, interpersonal and organization skills
  • Proficiency in English, Chinese and Putonghua
  • Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes

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