The Compliance AML KYC Intermediate Associate Analyst is an entry-level position responsible for participating in Anti-Money Laundering (AML) monitoring, governance, oversight and regulatory reporting activities in coordination with the Compliance and Control team. The overall objective of this role is to assist in the development and management of a dedicated internal KYC (Know Your Client) program at Citi.

Responsibilities:

• Partner with internal units to ensure adequate due diligence process is carried out for customer accounts and documentation reviews
• Verify and confirm banker ownership of KYC Records to ensure continuous flow of information
• Ensure all information and documentation comply with local regulation and Citi standards
• Update and review forms according to local regulation requirements and work with Compliance to expedite documentation reviews, providing clarification as needed
• Follow up with clients to ensure information is received by due date
• Perform KYC tasks, including monitoring and tracking of KYC records and Appendix readiness, assisting with the development and execution of action planning for expiring records, and ensuring records are not past due
• Maintain and monitor the process of approving KYC Records and Appendix with all associated parties to ensure timeliness and accuracy
• Participate and assist with the organization of weekly meetings and calls to discuss “Sustainability and Remediation” population
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2-5 years of relevant experience

Education:

• Bachelor's degree/University degree or equivalent experience

The KYC Maker position is responsible for providing end-to-end support to Financial Professionals (FPs)/Relationship Managers (RMs) to meet KYC requirements at on boarding and at Periodic Review. This position will under no circumstances assist clients directly.

Primary Activities:

• Responsible to pre-fill the KYC profiles based on the documentation/information provided by the RM, including:
  • RMC Section (member data);
  • Running Client Screening Solution (“CSS”) and Factiva (Adverse Media) searches, if applicable;
  • Raising any open cases to KYC Risk Evaluation Management (“KYC REM”) team and/or Global Screening Operations (“GSO”) team, if applicable.
  • Completing Call/Visit Report based on information provided by the RM; and
  • Completing the AAM form and performing a comprehensive review of account activity.
  • Re-mediating client record execution errors
• Reviewing and communicating with the RM/Maker throughout the submission process, including working with the RM/Maker if any portion of the KYC Profile is incomplete or rejected.
• The KYC Maker is also responsible for re-mediating any valid errors and/or observations identified during Quality Reviews of their cases and following the appropriate dispute process for any disputed errors and participate in any corrective action that requires their engagement.
• Escalating any potential, or material, AML or Sanctions risks discovered during on-boarding or maintenance of KYC Profiles to the RM, BUCO, Direct Manager, ACRM, and/or FIU.
• Assist Relationship Manager with the completion of both scheduled (i.e. Periodic Review) and unscheduled reviews (e.g. HRAC, AIRs, Significant Changes, Batch Screening, KYC Deficiency Feedback Loop).
• Provide fluent story relating customer source of wealth, source of funds, activity, and all other relevant information required by the IPB U.S. AML Procedures based on information provided by the Financial Professional.
• Provide constructive guidance to the Financial Professional to successfully apply the IPB U.S. AML Procedures during completion of KYC activities.
• Manage interaction with Financial Professionals and other staff members, as needed, in support of AML/KYC activities, maintaining a high level internal client service experience.
• Comply with service level standards to complete KYC activities and address rejections made by Checkers.
• Complete all required training pertaining to the function on a timely manner.
• Accomplish assigned tasks (including time sensitive tasks) within defined targets and adapt to changing priorities

Qualifications

• Minimum 5 years of Business experience in the Consumer and Commercial Banking industry and experience within a medium/large financial organization, including knowledge of banking products and different types of transactions.

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Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - US

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Time Type :Full time

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Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

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