Senior QA Test Engineer with strong expertise in digital payments, mobile wallet ecosystems, and end-to-end quality engineering. The candidate will work on testing Apple Wallet and payment-related applications, ensuring secure, scalable, and high-quality payment experiences across mobile platforms and backend payment systems.

Key Responsibilities
- Design, develop, and execute test strategies and test plans for Apple Wallet and payment applications.
- Validate end-to-end payment flows including: Card provisioning, NFC/contactless payments, Tokenization, Transaction processing, Refunds and reversals, Payment authentication flows, Perform functional, integration, regression, system, and UAT testing.
- Test mobile applications on iOS devices across different OS versions and device types.
- Validate integrations with payment gateways, banks, processors, and third-party APIs.
- Execute API testing using tools such as Postman and REST clients.
- Develop and maintain automation frameworks using Selenium/Appium or similar tools.
- Analyze logs, troubleshoot issues, and coordinate defect resolution with development teams.
- Participate in Agile/Scrum ceremonies and collaborate with product managers, developers, and release teams.
- Support production validation, release testing, and incident triaging activities.

Required Skills
- Strong experience in Payments and Wallet domain testing.
- Experience with: Apple Wallet, Digital Wallets, Mobile Payments, NFC payment systems, Tokenization concepts
- Hands-on experience in: Mobile testing (iOS), API testing, Backend validation, SQL/database testing.
- Strong understanding of payment transaction lifecycle and settlement flows.
- Familiarity with Agile methodologies and defect tracking tools like Jira.
- Strong debugging and analytical skills.

Preferred Qualifications
- Experience testing Apple Pay integrations.
- Exposure to payment networks such as Visa, Mastercard, or Amex.
- Understanding of ISO 8583 message formats and payment protocols.
- Experience with cloud platforms and microservices architecture.
- Knowledge of security and compliance testing in fintech environments.