BMW Financial Services NA, LLC is one of the 26 worldwide subsidiaries of the Financial Services Division of BMW AG. Our momentum is moving at such a rapid pace that we continually exceed average international growth rates and we constantly create new opportunities for our employees worldwide. Be a part of our exciting growth by expressing an interest in the Retail Credit Specialist position located at our BMW Bank of North America office in Salt Lake City, UT.

As a Retail Credit Specialist you will analyze information received from consumer and business credit application and credit reporting agencies to make prudent credit decisions, collect and analyze all requisite documentation including, but not limited to, financial and income statements to decision business and fleet applications, negotiate terms and conditions of application decisions with Centers within established approval and exception guidelines to ensure credit quality and profitability. You will mitigate risk through thorough analysis and appropriate verification tools, escalate applications exceeding lending authority to Senior Credit Analyst/Manager/Team Leader and support and promote company cultural values and service standards, company, department and section goals in all aspects of performance.

In this position you will communicate credit decisions and rationale to Centers by telephone and through well documented stipulations and recommend alternative options on declined applications that the Center may be able to offer. You must be an effective negotiator and able to structure deals to mitigate risk, be responsive to Center calls, e-mails and voicemails, as well as maintain and develop Center relationships by building rapport through telephone calls and in-person dealer events.

Join the BMW Financial Services team and enjoy a high-performance benefits package which includes:
• Company paid medical, dental and vision insurance
• Employee car program
• 401(k) savings plan
• Retirement Income Account (RIA)
• Option to work remotely

Even more so than the generous compensation and benefits, the culture and values of BMW Financial Services make it the ultimate working environment. These values include such things as, Responsibility, Respect, Trust, and Fairness. We allow these values to guide the way we conduct ourselves and our business.

What are you waiting for? Put yourself in the driver's seat of your career and apply for our Retail Credit Specialist today!

Requirements:

2-3 Years Automotive Finance experience

Preferences:

Bachelor's Degree

1-2 Years Credit Analysis experience

1-2 Years Collections experience

1-2 Years Retailer Facing experience