Perform advanced data and statistical analysis for state of the art risk scoring & risk qualification methods and tools, including Artificial Intelligence(machine learning, deep learning), regression and multivariate models. In particular, analyze and assess usability of scorecard, artificial intelligence scoring, social scores and big data in credit decision process and for fraud prevention.

Partner with the global DMO risk instruments experts on knowledge exchange on state of the art credit decision tools and processes.


Support risk-related parts of strategic projects and process reengineering including Automatic Credit Decision, Artificial Intelligence Scoring, Social scoring, Fraud Detection and use cases for big data. 

Responsible for the reliable operations and maintenance of Scoring and AI systems including testing, monitoring/validation and change request processes. 


Ensure timely and accurate maintenance of credit decisioning and AI system with respect to effectiveness and efficiency. Coordinate the hot fix and change request processes in close collaboration with local IT and retail credit. 

Participate in the analyses and assessments of the latest industry and economic trends in order to provide proper analysis and tools for risk evaluation. 


Liaise with sales, operations,  credit operations and external data providers to ensure sound data quality in the decision process. 


Liaise with scoring center of competence at DMO HQ on Monitoring and Validation reports.