• Identify business opportunities and insights from data analytics and recommend business initiatives to grow card loan, card revolving balance and interest income

• Develop / enhance product features and sales channels, optimize risk-based pricing and drive marketing campaigns to achieve card loan and revolving business targets

• Act as a product owner role for planning and implementation of IT and digital projects to grow business, streamline processing, enhance customer experience and meet compliance requirements

• Review market / profit analysis to ensure product’s competitiveness in the market and expenses are cost-effectively used to maximize sales and revenue
  

Qualifications

• University degree in a related discipline or other relevant qualifications

• Minimum of 8 years’ relevant experience, with knowledge of credit card / personal loan or business analytic an advantage

• Strong business and numerical sense, with good data analytical skills to make sensible suggestions

• Strong project management, problem solving and presentation skills

• Excellent written and verbal communication skills. Proficiency in both spoken and written English and Chinese
  

• Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes