Mission: Develop company’s risk process, credit policy and portfolio management strategy.  Monitor and streamline risk process to ensure both credit quality and efficiency are achieved.

• Take responsibility for the team’s target achievement to ensure smooth business performance.
• Align sub-teams and other functions to form synergy in order to provide comprehensive risk proposal for management improvement.
• Ensure all sales channel – introducers are properly assessed and managed both risk and business wide to facilitate stable business development.
• Lead to analysis overdue trend and to identify red flags in the portfolio.  Work with other functions to address any red flats identified and recommend further action.
• Lead to perform ad hoc portfolio analysis/project.
• Lead to convert the experience / lessons learnt into company knowledge via Sales & Risk Strategy, and relevant operating guidelines. With a focus on balancing business development and risk management.
• Monitor the business development and timely record the deviation in order to ensure the business goes along the right direction and, if necessary, timely adjust the direction according to market change or portfolio performance.
• Forecast credit hits development via establishing effective/practical tools. Work closely with collections and workout to ensure that the portfolio is adequately provisioned according to company policy.
• Lead process improvement and other digitalization projects for Risk team.
• Support on people development plan for team members to ensure a constructive working environment.

• 10 years experience in Risk management or Compliance area with financial institutions.
• At least 5 years of working experience in a multicultural environment.
• People management experience is a must.
• Outstanding analysis and presentation skills